Moving can be an overwhelming task, especially if that means crossing state lines. It takes so much effort to plan a successful move. Luckily, there are services like ours that make the transition to a new space as smooth and exciting as possible. Our moving company takes the hassle out of moving and makes sure your items arrive safely to your new home.
If you’re relocating to a different state, one thing to consider is how your auto insurance policy will transfer and stack up. Many people forget to update their car insurance to fit their new state’s requirements. It’s important to make sure your policy fits the state’s requirements in case of an accident because all states have different policies, minimums, and coverages.
Since there are so many things on your mind when you’re moving, it can be easy to put your car insurance policy on the back burner. But if you’re able to update your policy before the big move, you can rest easy knowing you’re covered on the road. Plus, it can be one less thing to do once you arrive at your new home.
Updating Your Current Policy
So, you’ve decided to update your policy, but where do you start? The first thing to do is call your current insurance provider. Once you let them know that you’re moving out of the state, they can guide you in the next steps to make sure you’re covered.
However, some companies can’t insure people in certain states, which means you should be prepared to find a new provider or agent. Also, car insurance rates depend on where you live. You may find that rates are higher in your new city.
Cost and Rate Factors
There are many variable factors that affect your monthly costs. Where you live affects car insurance rates, such as your area’s population, crime rates, and density. More drivers mean more accidents, so living in an urban area will mean you’ll likely pay more for car insurance than rural areas.
Making Sure You’re Covered
One mistake people make when they move across state lines is canceling their car insurance policy before they purchase another. Keep in mind that the minute you cancel your policy, you won’t be covered if something happens. Also, insurance companies will often charge you more if they see a gap of coverage.
Usually, your new state and insurance companies will allow you 30 to 90 days after you move to get everything sorted (like purchasing new insurance, updating your license, and registering your car).
Make sure you shop around to compare insurance companies before settling in your new state. Providers use different factors to price your policy, and you never know if you’ll get a better deal somewhere else.
Moving is an exciting experience, but you need to be prepared. Our moving company is here to help you out. But even after all your items have been delivered, it’s important to stay safe on the road. Getting car insurance coverage sorted before swapping states can relieve stress when you arrive at your new home. If you are looking for a moving company that will offer you peace of mind, look no further and contact us when you are ready to get started.